How India’s crypto investment behaviour is evolving, shows report?

India’s cryptocurrency landscape demonstrated increasing maturity in the first quarter of 2026, as investors shifted toward more structured approaches and participation expanded beyond younger audiences, according to a report by CoinSwitch.

Drawing insights from over 2.5 crore users, the report revealed that despite global market instability driven by geopolitical issues, rising oil prices, and equity fluctuations, India’s crypto sector remained relatively stable with consistent user engagement.

One notable trend was the evolving investor demographic. While individuals aged 26–35 still made up the largest segment at 48%, the most significant growth came from those aged 35 and above. This indicates increasing interest from older millennials and Gen X, highlighting wider acceptance of cryptocurrencies as a legitimate asset class.

Regionally, crypto participation continued to be led by major states. Uttar Pradesh held the top position with a 12.9% share, followed by Maharashtra at 12.3%, with Karnataka and Delhi also contributing significantly. However, activity is gradually spreading more evenly across different regions.

When it comes to asset preferences, Bitcoin maintained its dominance, representing 9.2% of total holdings and 17.4% of trading volume. Other popular choices included Ethereum, Dogecoin, and Shiba Inu, showing a mix of long-term investments and speculative trading.

Investor behavior reflected a balanced strategy. Around 61.3% of users held their assets for over a year, while 28.3% engaged in momentum-based trading, and 20.4% took advantage of price dips to accumulate assets.

Trading activity also followed clear patterns, with peak engagement occurring between 10 pm and 11 pm. Weekdays saw higher trading volumes compared to weekends, suggesting a more calculated approach rather than impulsive decisions.

February stood out as the most active month, particularly around the 5th and 6th, when market corrections encouraged increased buying activity.

The report further highlighted regional variations in investment styles. Karnataka leaned more toward blue-chip assets, Bihar showed a preference for small-cap tokens, and Andhra Pradesh recorded the highest participation among female investors.

Voice Of Osiz

The latest insights from CoinSwitch clearly highlight the growing maturity of India’s cryptocurrency ecosystem, with investors adopting more structured and strategic approaches. At Osiz, we see this as a strong indicator of the market evolving from speculation-driven activity to a more stable and informed investment landscape. The rising participation from older demographics and the dominance of assets like Bitcoin and Ethereum reflect increasing trust in digital assets. Additionally, the balance between long-term holding and active trading signals a healthier market dynamic. Regional diversification and growing female participation further emphasize inclusive growth in the crypto space. This trend opens new opportunities for scalable blockchain and fintech innovations. As an AI Development Company, Osiz continues to empower businesses with advanced crypto and blockchain solutions to capitalize on this expanding digital economy.

Source: Cnbctv18.com